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United Kingdom Car Rental Insurance
United Kingdom Car Rental Insurance
Every car rental (or car hire as they call them in UK) agency in Great Britain and Northern Ireland includes basic third party liability (TPL) and theft protection insurance. You should inquire what kind of TPL are you getting as this can vary from several thousands USD to unlimited coverage.
You are likely to be covered against some kind of collision damage at least to some extend by your credit card company or travel insurance. It is important to review your personal insurance before renting a car in UK in order to avoid unnecessary double insurance. The main questions are:
1. What is my deductible? 2. What is my coverage? Deductible (in UK called excess) is the sum of money you have to pay in case of a loss, your participation on the liability. If your current insurance leaves you with high deductible you may feel inclined to buy additional coverage. Similarly, if you feel your coverage by existing insurance agreement is too low (and you are renting an expensive car) you may be inclined to buy insurance with higher coverage.
The Collision Damage Waiver (CDW) in UK will typically carry excess of between $1,000 and $2,000.
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